Last updated: June 25, 2026

Red Bear Lending ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, and share information when you use our website and request to be matched with a participating lender or financial services provider.

Information We Collect

• Information you provide: name, email address, phone number, mailing address, requested loan amount, and other details you submit through our forms.
• Information collected automatically: IP address, browser type, device information, and pages viewed, gathered through cookies and similar technologies.

How We Use Your Information

• To match you with lenders, marketing partners, and financial service providers.
• To process and respond to your request and provide customer support.
• To detect and prevent fraud and to comply with legal obligations.
• To improve our website and services.

How We Share Your Information

Because we operate as a marketing and matching service, we share the information you submit with one or more participating lenders, lead buyers, and marketing partners who may contact you about loan or financial product offers. We may also share information with service providers who perform functions on our behalf, and as required by law.

Your Choices

You may opt out of marketing communications at any time by following the unsubscribe instructions in our emails, replying STOP to text messages, or contacting us. You may also request access to, correction of, or deletion of your personal information where applicable law provides such rights.

Data Security

We use administrative, technical, and physical safeguards, including 256-bit SSL encryption in transit, to help protect your information. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.

Contact Us

Questions about this Privacy Policy may be directed to privacy@redbearlending.com.

Last updated: June 25, 2026

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

We Are Not a Lender

Red Bear Lending is a marketing and matching service, not a lender or broker. We do not make loans, make credit decisions, or guarantee that you will be approved for or offered any loan. We connect consumers with participating lenders and marketing partners who may offer loan or financial products.

Eligibility

You must be at least 18 years old (19 in some states) and a legal resident of the United States to use this site and submit a request.

No Guarantee of Offers or Terms

Submitting a request does not guarantee a match, an offer, approval, or any particular rate, amount, or terms. Any rates, amounts, and terms shown are estimates only and are not an offer or commitment to lend. Actual terms are determined solely by the lender and disclosed at the time of any offer.

Consent to Be Contacted

By submitting your information, you authorize Red Bear Lending and its participating lenders and marketing partners to contact you at the phone number and email address you provide, including by automated telephone dialing systems, prerecorded messages, and text messages, even if your number is on a Do Not Call list. Consent is not a condition of any purchase, and standard message and data rates may apply.

Accuracy of Information

You agree that the information you provide is true, accurate, and complete, and that you are the authorized user of the contact details submitted.

Intellectual Property

All content on this site is owned by or licensed to Red Bear Lending and may not be copied, reproduced, or distributed without permission.

Limitation of Liability

The site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Red Bear Lending is not liable for any indirect, incidental, or consequential damages arising from your use of the site or any interaction with a lender or partner.

Changes

We may update these Terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

Last updated: June 25, 2026

Red Bear Lending operates under NMLS #2719501 and, together with its participating lenders and marketing partners, maintains the licenses and registrations required to offer or facilitate consumer financial products. Loan availability, rates, and terms vary by state, and not all products are available in all states.

States Serviced

Requests are currently accepted from residents of the following states:

• Alabama
• Arizona
• California
• Colorado
• Florida
• Georgia
• Illinois
• Indiana
• Michigan
• Nevada
• New Mexico
• North Carolina
• Ohio
• Pennsylvania
• Tennessee
• Texas
• Utah
• Virginia
• Washington
• Wisconsin

Licensing Disclosures

Where required, our lending partners are licensed by the applicable state regulator (for example, as a consumer lender, supervised lender, or sales finance company). Verify the licensing status of any company through the NMLS Consumer Access database.

Requesting License Information

A complete list of state licenses and registration numbers is available on request by emailing licensing@lenderlocate.com.